R. Lance Belline

R. Lance Belline is the founder and partner of Lighthouse Financial, a distinguished advisory firm located in Rogers, Arkansas. Established in 2009, Lighthouse Financial has earned a reputation for providing comprehensive financial planning, finance, and tax planning services to both individuals and businesses. With decades of experience in the financial services industry, he has built his firm with a clear mission to assist high-income and high-net-worth clients in achieving their financial goals. The firm's tagline, "Always on Watch," reflects the proactive and vigilant approach that has become the hallmark of its services. His expertise in financial strategies, particularly in reducing tax liabilities for clients during their retirement years, has set Lighthouse Financial apart as a leader in the industry. His deep understanding of tax-efficient wealth building continues to make a significant impact on his clients' financial futures.

A Veteran Financial Planner with Extensive Credentials

A commitment to professional excellence and continuous learning marks Lance Belline's journey in the financial industry. In 2002, he achieved the designation of Certified Financial Planner (CFP), a credential that underscores his dedication to providing the highest level of financial planning services. Over the years, he has successfully passed a series of rigorous financial industry exams, including the Series 65 Uniform Investment Adviser Law Examination, the Series 63 Uniform Securities Agent State Law Examination, the Securities Industry Essentials Examination (SIE), the Series 7 General Securities Representative Examination, the Series 6 Investment Company Products/Variable Contracts Representative Examination, and the Series 26 Investment Company Products/Variable Contracts Principal Examination. These certifications not only highlight his comprehensive knowledge of the financial sector but also his commitment to staying abreast of the ever-evolving financial landscape. His credentials are a testament to his ability to provide clients with informed and effective financial strategies.

Author of "More Wealth, Less Taxes"

In addition to his role as a financial planner, Belline is also a respected author. His book, *More Wealth, Less Taxes*, published in 2022, has become a valuable resource for those looking to maximize their wealth while minimizing their tax burden. He has a unique ability to simplify complex financial concepts, making them accessible to a broad audience. His book is filled with practical advice and real-life examples, making it an essential guide for anyone interested in building tax-efficient wealth. *More Wealth, Less Taxes* focuses on three main categories of wealth: pre-tax money, after-tax money, and tax-free income (such as Roth IRA and Roth 401(k)). His strategy of diversifying wealth across these categories and influencing how they are taxed in the future has been widely praised. Readers of the book have lauded it for its clarity and actionable insights, with many noting that it has transformed their understanding of financial planning and empowered them to make smarter financial decisions.

Sharing His Expertise as a Podcast Guest

R. Lance Belline's expertise in financial planning has made him a sought-after guest on various podcasts, where he shares his insights on wealth management, tax planning, and financial education. One of his notable podcast appearances was on *Dads Making a Difference* with Cam Hall, where he discussed the importance of teaching children about money and creating generational wealth. He emphasized the need for financial literacy from a young age, highlighting how early education can change the financial trajectory of future generations. He has also appeared on podcasts such as *Let's Go Win* with JM Ryerson, *Capital Gains Tax Solutions*, and the *Financial Freedom Podcast* with Dr. Christopher Loo, where he shared his expertise on topics like tax planning and financial independence. Through these platforms, he continues to educate and inspire listeners, helping them navigate the complexities of financial planning with confidence and clarity.

A Commitment to Philanthropy and Giving Back

Generosity and giving back to the community are core values that Lance holds dear. Throughout his career, he has been actively involved in supporting various charitable organizations, demonstrating his commitment to making a positive impact beyond the financial realm. He has been a long-time supporter of Student Mobilization (STUMO), a non-denominational Christian college campus ministry in Arkansas that focuses on developing students' character, leadership, and faith. His philanthropic efforts extend to other organizations as well, including Campus Crusade, Adventures for Missions, VIA, and New Beginnings. He has also served on the board of the Cobble Stone Project. This nonprofit organization uses agriculture to assist the under-resourced in Northwest Arkansas through initiatives focused on hunger relief, education, economic development, community building, and sustainability. Currently, he serves on the board of the American Diabetes Association – Northwest Arkansas, where he continues to contribute to causes that align with his values and passions.

Early Financial Discipline and Lifelong Learning

Belline's strong foundation in financial discipline was established early in his life. Born in Joplin, Missouri, He was raised in a family that valued hard work and financial responsibility. From a young age, he learned the importance of saving and planning for the future, which shaped his approach to money management. This early exposure to financial principles allowed him to develop a long-term perspective on wealth and financial planning, focusing on goals beyond immediate gratification. After completing his education at the University of Arkansas, he entered the financial planning industry, where he quickly established himself as a knowledgeable and trustworthy advisor. His commitment to lifelong learning and continuous improvement has been a driving force throughout his career, enabling him to provide clients with the best possible advice and guidance.

A Balanced Life Outside of Work

Outside of his professional life, R. Lance Belline is a dedicated family man and an outdoor enthusiast. He enjoys skiing, golfing, and spending quality time with his wife, Jessica, and their three children. His love for the outdoors extends to activities like hunting, fishing, and playing pickleball, which provide him with a sense of relaxation and balance. His commitment to leading a well-rounded and fulfilling life is evident in the way he balances his professional responsibilities with his interests. His ability to maintain this balance serves as an example to his clients, showing that financial success and personal well-being can go hand in hand.